10 Habits to Trash Before You Turn 30

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10 Habits to Trash Before You Turn 30

From overusing emoticons to ignoring your 401k, experts identify 10 behaviors that scream man-child.

When that glossy folder filled with paperwork about your company’s savings plan lands on your desk, it’s easy to shove it into a drawer and forget about it. If you do nothing, though, you could be missing out on free money (yes, free), and you’ll definitely be cheating yourself out of the interest that accumulates when you start saving for retirement young.

The Fix: If your company offers a “match,” that’s where the free money is. Jump on it. “At least, contribute to a 401k with the minimum amount that your employer will match,” says Pollak. “Like insurance, these are small amounts that can be pulled out of your paycheck now, but can pay off in dividends later.” You won’t even miss the cash when it’s taken out of your paycheck each month.

Money Moves to Ensure Your Financial Well-Being>>>

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