4. How much am I willing to spend?
Lopes writes that you should spend as much as you can afford, without overdoing the components (bike parts, excluding wheels, frame, and fork) upgrades. Higher-end frames and components cost more because they perform better and last longer. Buying a higher quality bike will likely mean fewer long-term maintenance problems and repairs, and shouldn’t need frequent upgrades. A cheap bike will spare your bank account the hit, but regular riders will pay for it in the long run. As for components, Lopes suggests you pay closest attention to the saddle, handlebars, and tires, all of which should match your riding style and feel comfortable. Bottom line: you get what you pay for, so make it count.